First automated online application process

Drones are becoming increasingly popular in both private and commercial sectors. However, drone operations carry inherent risks. In the event of damage caused by a misdirected drone, significant personal and property damages can occur. Standard business or personal liability insurances often fall short in these cases. Therefore, HDI aims to offer its customers optimal liability insurance for their drones.

insinno developed the first automated online application process for drone liability insurance for HDI. It allows for convenient selection from various coverage options and straightforward online completion. A customer portal enables contract access and self-management, minimizing the need for personnel involvement and consultation on the insurer's side.

The resulting booking system incorporates all essential elements of the insurance application process. These include the establishment of distribution organizations and agents with automatic commissioning, flexible product and price configuration, and an electronic payment system. This enables cost savings and efficient contract processing. HDI became the first provider of drone insurance with an online application through this e-commerce solution.